Elderly Care Calculator

Get accurate pricing for elderly care services with this comprehensive calculator. Calculate costs based on care level needed, hours required, caregiver qualifications, and additional services. Whether you need companion care, personal care assistance, or skilled nursing, this tool helps families understand costs and helps care agencies provide transparent pricing.

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Elderly Care Calculator
🏠 Care Level
 
 
👤 Client Needs
📅 Schedule
👩‍⚕️ Caregiver Requirements
 
📋 Services Needed

💰 Pricing
$ 24.00
$ 960.00
$ 4,157.00
🧾 Summary
$ 4,157.00
$24/hour
40 hours/week
Annual estimate: $49,882
Rates may vary. Does not include agency fees. Consult with your insurance or Medicaid for coverage options.
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export function elderlyCareCalculator(form: FormTs) {
form.addRow(row => {
row.addTextPanel('header', {
computedValue: () => 'Elderly Care Calculator',
customStyles: { 'font-size': '1.5rem', 'font-weight': '600', 'color': '#1e293b' }
});
});
 
form.addSpacer({ height: 20 });
 
// Care Level Section
const careSection = form.addSubform('care', { title: '🏠 Care Level' });
 
careSection.addRow(row => {
row.addRadioButton('careLevel', {
label: 'Level of Care Needed',
options: [
{ id: 'companion', name: 'Companion Care (social, light duties)' },
{ id: 'personal', name: 'Personal Care (ADL assistance)' },
{ id: 'skilled', name: 'Skilled Nursing Care' },
{ id: 'dementia', name: 'Memory/Dementia Care' },
{ id: 'hospice', name: 'Hospice/Palliative Support' }
],
defaultValue: 'personal',
orientation: 'vertical'
});
});
 
careSection.addRow(row => {
row.addRadioButton('careType', {
label: 'Care Arrangement',
options: [
{ id: 'hourly', name: 'Hourly Care' },
{ id: 'daily', name: 'Daily Care (8+ hours)' },
{ id: 'live-in', name: 'Live-In Care (24/7)' },
{ id: 'overnight', name: 'Overnight Care Only' }
],
defaultValue: 'hourly',
orientation: 'horizontal'
});
});
 
// Client Needs Section
const clientSection = form.addSubform('client', { title: '👤 Client Needs' });
 
clientSection.addRow(row => {
row.addDropdown('mobility', {
label: 'Mobility Level',
options: [
{ id: 'independent', name: 'Fully Independent' },
{ id: 'some-assistance', name: 'Some Assistance Needed' },
{ id: 'significant', name: 'Significant Assistance' },
{ id: 'wheelchair', name: 'Wheelchair Bound' },
{ id: 'bedridden', name: 'Bedridden' }
],
defaultValue: 'some-assistance',
isRequired: true
}, '1fr');
row.addDropdown('cognitive', {
label: 'Cognitive Status',
options: [
{ id: 'clear', name: 'Clear/Alert' },
{ id: 'mild-decline', name: 'Mild Decline' },
{ id: 'moderate-decline', name: 'Moderate Decline' },
{ id: 'dementia', name: 'Dementia/Alzheimer\'s' },
{ id: 'severe', name: 'Severe Cognitive Issues' }
],
defaultValue: 'clear'
}, '1fr');
});
 
clientSection.addRow(row => {
row.addCheckbox('fallRisk', {
label: 'Fall Risk',
defaultValue: false
}, '1fr');
row.addCheckbox('wandering', {
label: 'Wandering Risk',
defaultValue: false,
isVisible: () => clientSection.dropdown('cognitive')?.value() !== 'clear'
}, '1fr');
});
 
clientSection.addRow(row => {
row.addCheckbox('twoPersonLift', {
label: 'Two-Person Lift Required',
defaultValue: false,
isVisible: () => clientSection.dropdown('mobility')?.value() === 'wheelchair' || clientSection.dropdown('mobility')?.value() === 'bedridden'
}, '1fr');
row.addCheckbox('hospitalEquipment', {
label: 'Medical Equipment in Home',
defaultValue: false
}, '1fr');
});
 
// Schedule Section
const scheduleSection = form.addSubform('schedule', { title: '📅 Schedule' });
 
scheduleSection.addRow(row => {
row.addDropdown('hoursPerDay', {
label: 'Hours per Day',
options: [
{ id: '4', name: '4 hours' },
{ id: '6', name: '6 hours' },
{ id: '8', name: '8 hours' },
{ id: '10', name: '10 hours' },
{ id: '12', name: '12 hours' },
{ id: '24', name: '24 hours (live-in)' }
],
defaultValue: '8',
isRequired: true,
isVisible: () => careSection.radioButton('careType')?.value() !== 'live-in'
}, '1fr');
row.addDropdown('daysPerWeek', {
label: 'Days per Week',
options: [
{ id: '1', name: '1 day' },
{ id: '2', name: '2 days' },
{ id: '3', name: '3 days' },
{ id: '4', name: '4 days' },
{ id: '5', name: '5 days' },
{ id: '6', name: '6 days' },
{ id: '7', name: '7 days' }
],
defaultValue: '5',
isRequired: true
}, '1fr');
});
 
scheduleSection.addRow(row => {
row.addCheckbox('weekendCare', {
label: 'Weekend Care Needed',
defaultValue: false
}, '1fr');
row.addCheckbox('holidayCare', {
label: 'Holiday Care Needed',
defaultValue: false
}, '1fr');
});
 
// Caregiver Section
const caregiverSection = form.addSubform('caregiver', { title: '👩‍⚕️ Caregiver Requirements' });
 
caregiverSection.addRow(row => {
row.addRadioButton('caregiverLevel', {
label: 'Caregiver Type',
options: [
{ id: 'companion', name: 'Companion/Aide' },
{ id: 'cna', name: 'Certified Nursing Assistant (CNA)' },
{ id: 'hha', name: 'Home Health Aide (HHA)' },
{ id: 'lpn', name: 'Licensed Practical Nurse (LPN)' },
{ id: 'rn', name: 'Registered Nurse (RN)' }
],
defaultValue: 'cna',
orientation: 'vertical'
});
});
 
caregiverSection.addRow(row => {
row.addDropdown('experience', {
label: 'Experience Level',
options: [
{ id: 'entry', name: 'Entry Level (0-2 years)' },
{ id: 'experienced', name: 'Experienced (2-5 years)' },
{ id: 'senior', name: 'Senior (5-10 years)' },
{ id: 'specialist', name: 'Specialist (10+ years)' }
],
defaultValue: 'experienced'
}, '1fr');
});
 
caregiverSection.addRow(row => {
row.addCheckbox('dementiaTraining', {
label: 'Dementia Care Training',
defaultValue: false
}, '1fr');
row.addCheckbox('hospiceExperience', {
label: 'Hospice Experience',
defaultValue: false
}, '1fr');
});
 
caregiverSection.addRow(row => {
row.addCheckbox('bilingual', {
label: 'Bilingual Caregiver',
defaultValue: false
}, '1fr');
row.addCheckbox('sameCaregiver', {
label: 'Same Caregiver Consistency',
defaultValue: true
}, '1fr');
});
 
// Services Section
const servicesSection = form.addSubform('services', { title: '📋 Services Needed' });
 
servicesSection.addRow(row => {
row.addCheckbox('bathing', {
label: 'Bathing/Grooming Assistance',
defaultValue: false
}, '1fr');
row.addCheckbox('dressing', {
label: 'Dressing Assistance',
defaultValue: false
}, '1fr');
});
 
servicesSection.addRow(row => {
row.addCheckbox('toileting', {
label: 'Toileting/Incontinence Care',
defaultValue: false
}, '1fr');
row.addCheckbox('feeding', {
label: 'Feeding Assistance',
defaultValue: false
}, '1fr');
});
 
servicesSection.addRow(row => {
row.addCheckbox('medication', {
label: 'Medication Reminders',
defaultValue: false
}, '1fr');
row.addCheckbox('medAdmin', {
label: 'Medication Administration',
defaultValue: false,
isVisible: () => caregiverSection.radioButton('caregiverLevel')?.value() === 'lpn' || caregiverSection.radioButton('caregiverLevel')?.value() === 'rn'
}, '1fr');
});
 
servicesSection.addRow(row => {
row.addCheckbox('mealPrep', {
label: 'Meal Preparation',
defaultValue: false
}, '1fr');
row.addCheckbox('lightHousekeeping', {
label: 'Light Housekeeping',
defaultValue: false
}, '1fr');
});
 
servicesSection.addRow(row => {
row.addCheckbox('transportation', {
label: 'Transportation to Appointments',
defaultValue: false
}, '1fr');
row.addCheckbox('companionship', {
label: 'Companionship/Activities',
defaultValue: true
}, '1fr');
});
 
servicesSection.addRow(row => {
row.addCheckbox('woundCare', {
label: 'Wound Care',
defaultValue: false,
isVisible: () => careSection.radioButton('careLevel')?.value() === 'skilled' || caregiverSection.radioButton('caregiverLevel')?.value() === 'lpn' || caregiverSection.radioButton('caregiverLevel')?.value() === 'rn'
}, '1fr');
row.addCheckbox('physicalTherapy', {
label: 'Physical Therapy Exercises',
defaultValue: false
}, '1fr');
});
 
form.addSpacer({ height: 20, showLine: true, lineStyle: 'dashed' });
 
// Pricing Section
const pricingSection = form.addSubform('pricing', { title: '💰 Pricing', isCollapsible: false });
 
const calculatePrice = () => {
const careLevel = careSection.radioButton('careLevel')?.value() || 'personal';
const careType = careSection.radioButton('careType')?.value() || 'hourly';
const mobility = clientSection.dropdown('mobility')?.value() || 'some-assistance';
const cognitive = clientSection.dropdown('cognitive')?.value() || 'clear';
const hoursPerDay = parseInt(scheduleSection.dropdown('hoursPerDay')?.value() || '8');
const daysPerWeek = parseInt(scheduleSection.dropdown('daysPerWeek')?.value() || '5');
const caregiverLevel = caregiverSection.radioButton('caregiverLevel')?.value() || 'cna';
const experience = caregiverSection.dropdown('experience')?.value() || 'experienced';
 
// Base hourly rate by caregiver type
const baseRates: Record<string, number> = {
'companion': 18,
'cna': 23,
'hha': 25,
'lpn': 32,
'rn': 45
};
let hourlyRate = baseRates[caregiverLevel] || 23;
 
// Experience adjustment
const experienceMult: Record<string, number> = {
'entry': 0.9,
'experienced': 1.0,
'senior': 1.15,
'specialist': 1.3
};
hourlyRate *= experienceMult[experience] || 1.0;
 
// Care level adjustment
const careLevelMult: Record<string, number> = {
'companion': 0.9,
'personal': 1.0,
'skilled': 1.2,
'dementia': 1.25,
'hospice': 1.15
};
hourlyRate *= careLevelMult[careLevel] || 1.0;
 
// Mobility adjustment
const mobilityMult: Record<string, number> = {
'independent': 0.9,
'some-assistance': 1.0,
'significant': 1.1,
'wheelchair': 1.15,
'bedridden': 1.25
};
hourlyRate *= mobilityMult[mobility] || 1.0;
 
// Cognitive adjustment
const cognitiveMult: Record<string, number> = {
'clear': 1.0,
'mild-decline': 1.05,
'moderate-decline': 1.1,
'dementia': 1.2,
'severe': 1.3
};
hourlyRate *= cognitiveMult[cognitive] || 1.0;
 
// Special requirements
if (clientSection.checkbox('fallRisk')?.value()) hourlyRate += 2;
if (clientSection.checkbox('wandering')?.value()) hourlyRate += 3;
if (clientSection.checkbox('twoPersonLift')?.value()) hourlyRate *= 1.5; // Need two caregivers
if (clientSection.checkbox('hospitalEquipment')?.value()) hourlyRate += 2;
 
// Caregiver qualifications
if (caregiverSection.checkbox('dementiaTraining')?.value()) hourlyRate += 2;
if (caregiverSection.checkbox('hospiceExperience')?.value()) hourlyRate += 2;
if (caregiverSection.checkbox('bilingual')?.value()) hourlyRate += 1;
if (caregiverSection.checkbox('sameCaregiver')?.value()) hourlyRate += 1;
 
// Schedule adjustments
if (scheduleSection.checkbox('weekendCare')?.value()) hourlyRate *= 1.1;
if (scheduleSection.checkbox('holidayCare')?.value()) hourlyRate *= 1.25;
 
// Services additions (small per-hour additions for complex tasks)
let servicesAddition = 0;
if (servicesSection.checkbox('bathing')?.value()) servicesAddition += 1;
if (servicesSection.checkbox('dressing')?.value()) servicesAddition += 0.5;
if (servicesSection.checkbox('toileting')?.value()) servicesAddition += 1.5;
if (servicesSection.checkbox('feeding')?.value()) servicesAddition += 1;
if (servicesSection.checkbox('medication')?.value()) servicesAddition += 0.5;
if (servicesSection.checkbox('medAdmin')?.value()) servicesAddition += 2;
if (servicesSection.checkbox('mealPrep')?.value()) servicesAddition += 1;
if (servicesSection.checkbox('lightHousekeeping')?.value()) servicesAddition += 0.5;
if (servicesSection.checkbox('transportation')?.value()) servicesAddition += 2;
if (servicesSection.checkbox('woundCare')?.value()) servicesAddition += 3;
if (servicesSection.checkbox('physicalTherapy')?.value()) servicesAddition += 2;
 
hourlyRate += servicesAddition;
 
// Live-in care calculation (different pricing model)
let dailyRate = 0;
let weeklyHours = 0;
 
if (careType === 'live-in') {
dailyRate = hourlyRate * 10; // Live-in typically priced at 10-12 effective hours
weeklyHours = daysPerWeek * 24; // Full days
} else if (careType === 'overnight') {
dailyRate = hourlyRate * 8; // Overnight flat rate
weeklyHours = daysPerWeek * 8;
} else {
weeklyHours = hoursPerDay * daysPerWeek;
}
 
const weeklyTotal = careType === 'live-in' || careType === 'overnight'
? dailyRate * daysPerWeek
: hourlyRate * weeklyHours;
 
const monthlyTotal = weeklyTotal * 4.33;
const yearlyTotal = monthlyTotal * 12;
 
return {
hourlyRate: Math.round(hourlyRate * 100) / 100,
dailyRate: Math.round(dailyRate),
weeklyHours,
weeklyTotal: Math.round(weeklyTotal),
monthlyTotal: Math.round(monthlyTotal),
yearlyTotal: Math.round(yearlyTotal),
isLiveIn: careType === 'live-in',
isOvernight: careType === 'overnight',
daysPerWeek
};
};
 
pricingSection.addRow(row => {
row.addPriceDisplay('hourlyRate', {
label: 'Hourly Rate',
computedValue: () => calculatePrice().hourlyRate,
variant: 'default',
isVisible: () => !calculatePrice().isLiveIn && !calculatePrice().isOvernight
}, '1fr');
row.addPriceDisplay('dailyRate', {
label: 'Daily Rate',
computedValue: () => calculatePrice().dailyRate,
variant: 'default',
isVisible: () => calculatePrice().isLiveIn || calculatePrice().isOvernight
}, '1fr');
});
 
pricingSection.addRow(row => {
row.addPriceDisplay('weekly', {
label: 'Weekly',
computedValue: () => calculatePrice().weeklyTotal,
variant: 'default'
}, '1fr');
row.addPriceDisplay('monthly', {
label: 'Monthly',
computedValue: () => calculatePrice().monthlyTotal,
variant: 'default'
}, '1fr');
});
 
// Summary Section
const summarySection = form.addSubform('summary', {
title: '🧾 Summary',
isCollapsible: false,
sticky: 'bottom'
});
 
summarySection.addRow(row => {
row.addPriceDisplay('total', {
label: 'Monthly Total',
computedValue: () => calculatePrice().monthlyTotal,
variant: 'large'
}, '1fr');
row.addTextPanel('rateInfo', {
computedValue: () => {
const price = calculatePrice();
if (price.isLiveIn || price.isOvernight) {
return `$${price.dailyRate}/day`;
}
return `$${price.hourlyRate}/hour`;
},
customStyles: { 'font-size': '1rem', 'color': '#64748b', 'text-align': 'center', 'align-self': 'center' }
}, '1fr');
});
 
summarySection.addRow(row => {
row.addTextPanel('scheduleInfo', {
computedValue: () => {
const price = calculatePrice();
if (price.isLiveIn) {
return `${price.daysPerWeek} days/week of live-in care`;
}
return `${price.weeklyHours} hours/week`;
},
customStyles: { 'font-size': '0.9rem', 'color': '#475569', 'text-align': 'center' }
});
});
 
summarySection.addRow(row => {
row.addTextPanel('yearlyInfo', {
computedValue: () => `Annual estimate: $${calculatePrice().yearlyTotal.toLocaleString()}`,
customStyles: { 'font-size': '0.9rem', 'color': '#475569', 'text-align': 'center' }
});
});
 
summarySection.addRow(row => {
row.addTextPanel('note', {
computedValue: () => 'Rates may vary. Does not include agency fees. Consult with your insurance or Medicaid for coverage options.',
customStyles: { 'font-size': '0.85rem', 'color': '#64748b', 'text-align': 'center' }
});
});
 
form.configureSubmitButton({
label: 'Get Care Quote'
});
}
 

Frequently Asked Questions

How much does in-home elderly care cost?

In-home elderly care typically costs $20-35 per hour for companion care, $25-40 for personal care, and $30-50+ for skilled nursing care. Rates vary by location, care needs, and caregiver qualifications.

What's the difference between companion care and personal care?

Companion care provides companionship, light housekeeping, and meal preparation. Personal care includes assistance with activities of daily living (ADLs) like bathing, dressing, and toileting. Skilled nursing involves medical tasks like wound care or medication management.

Is overnight care more expensive?

Overnight care rates vary. Some agencies charge a flat overnight rate ($150-300), while others charge hourly. Live-in care where the caregiver sleeps at night may have different pricing structures.

Do Medicare or insurance cover in-home care?

Medicare covers limited skilled nursing care for medical needs. Long-term care insurance may cover in-home care. Medicaid coverage varies by state. Most companion and personal care is private pay.

Can home care agencies customize this calculator?

Yes! Home care agencies can customize care levels, service options, and pricing to match their specific offerings and local market rates.